This is one of the purposes of the probate court to pay any outstanding debts to lenders and … ©2020  DCM Services. There’s reports claiming they’re able to recover substantially more money per dollar and this may be in part because of the probate court. If the account is validated, you’ll next want to examine the paperwork they respond with. I’m not worried about being pressured myself; I have access to excellent legal advice. Only debt that I know of was a Lowe’s bill. The statute of limitations applies to the vast majority of types of consumer accounts including credit cards, medical collections, utilities, charge off accounts, retail, telecommunications, repossessions, and many more. My attorney has advised me that I could indeed talk to you, however not to agree to anything you suggest.” This causes an almost immediate hang up, I believe the important thing in that statement is the “My Attorney.”, Do i need to pay the balance or make payments for my deceased debts. This is something to take into consideration. Stellar Recovery Inc. is an aggressive … [Read Now...], Are you getting endless calls, demanding … [Read Now...], There’s much ado made of credit repair … [Read Now...], Most public records will stay on your credit … [Read Now...], DCM Services along with virtually every collection agency is betting big money you won’t know the law, nor consumer rights pertaining to debt collections, and that you’ll ultimately just, Before paying DCM Services, it’s vital that you request account validation. Your FDCPA lawyer will request DCM Services to stop contacting you. It’ll be changed to a paid collection and this is still a bad credit history listing. Thank you for requesting your free case evaluation. Since I solicited for your services, I’ve had a peace of mind, and I’m happy because of the few dollars I got as a settlement.”. It is hard enough trying to adjust to the new normal. Sound off and share your experience with other visitors in the comment box below. *Study found 48% of professional credit repair clients who stuck with their service for 6+ months saw an average of 100+ points to their credit score. He lived in an Assisted Living Facilty in Florida. FDCPA Lawyer – Your Bill Collector Rights Under The Fair Debt Collection Practices Act, Things You Can Do Yourself When You Have a Lemon, You are receiving early morning or late night calls from debt collectors, A debt collector attempts to collect more than you owe, You are being threatened with negative credit reporting, A debt collector attempts to intimidate you, Criminal accusations are being made towards you, We Help Stop DCM Services Collections Harassment. It is also unlikely DCM Services would sue you for a debt you may not owe or they cannot validate. Read more about the firm. It doesn’t matter if you’re acing all your classes, if you’re failing Gym class, because this negative mark is going to ruin your overall GPA. Remove DCM Services from your credit report and protect your credit in a few easy steps. Moreover, they’re suppose to contact the credit bureaus to have them remove collections from credit report files regarding this account. It says Chase in this letter they sent me. We are Lemberg Law, a Consumer Law Firm. Before paying DCM Services, it’s vital that you request account validation. Minneapolis, MN 55423, Phone: 1-612-243-8620 I am a Verizon account holder who had a subaccount for an ex-boyfriend. There is NO debt!!!! Don’t allow them to guilt trip you into just, This same principle applies to your credit score. And some of these folks have consequently sued DCM Services for harassment. Our office hours are 7:00 am to 7:00 pm CST, Monday through Thursday, and 7:00 am to 5:00 pm CST on Fridays. She left no will and had insufficient assets for an estate. They said if I didn’t reply they would close the account in thirty days. A person with the same DOB & First and Last Name with criminal record & jail time at Arizona Penitentiary is all the time link to my profile. This same principle applies to your credit score. However, if there was, what took them 3 months to find it, why is it addresses to the “estate”, and why had I never received anything else regarding the so-called debt?!? Keep in mind that unless you were a co-signer on the debt, you’re off the hook for the debt they claim you owe. See the jurisdictions in which our lawyers are licensed, admitted, or otherwise authorized to practice. Get a FREE Credit Report Consultation 1-844-517-7627. Today I received a letter from DCM Services, the same address as is mention on your website, requesting me “to identify and locate the person who has the authority to pay any outstanding bills out of Vivian Merrill’s estate.” They did not state who they were representing. We cannot afford to get an attorney, so I went online with my questions and that is how I discovered your website. They will help you dispute the debt and possibly get it removed from your credit report. The second key is if you’re a co-signer then as part of your settlement agreement you must get DCM Services to agree that in exchange for your payment, they’ll stop reporting your account information to all three credit bureaus. It’s also quite possible that you may never hear from or have to deal with DCM Services again. When I called Chase, they referred me to DCM. There’s reports claiming they’re able to recover substantially more money per dollar and this may be in part because of the probate court. I have heard nothing from Wells Fargo. Have you had a bad experience with this agency’s debt collectors? There’s three ways to file your, In accordance with the FCRA, this means the item must be removed from your credit reports. We do not offer warranties for any products and services linked from this site. Write a comment below to share online. Received a letter about outstanding debt for prescription medications for my mother’s estate. My wife of 51 years and 5 days passed away in August 2020 the result of a very intense form of cancer. This same principle applies to your credit score. Our primary goal is to provide a sensitive approach to ensure the best experience possible. American Express offered to give me a credit account with them and they would transfer the balance of her card to the new account. They have deleted millions of negative items from companies like DCM Services for millions of clients nationwide. Finally, the site may receive compensation from third-party advertisers. I'd like to opt-out but I can't find where to do that, Please advise. Can only call you between 8:00 a.m. and 9:00 p.m in your time zone, not theirs. It’s possible they’ll share this information during their communications, but understandably many folks are too overcome with grief to hear and process this disclosure. How to Deal with Collection Agencies It’s a situation no one wants to be in. Summary: The principle at play in this step is the statute of limitations. My husband died Jan.2, 2018 of Cancer after 47 years of marriage.